Barclays Bank Logo Contest! Use your creativity to win!

Barclays Bank Logo Contest!  Use your creativity to re-do the Barclays logo and possibly with this contest. The winner will receive a prize and cash!

I want to be clear from the start that this contest is not sanctioned by Barclays Bank.  In fact, it is an ant-Barclays promotion.  You see, Barclays has been ripping people off for far too long. This contest is to get a new Barclays Bank logo created to be able to use in anti-Barclays propaganda put online. 

We are looking for something innovative, funny, and of course negative about Barclays Bank. 

If you need any ideas please do some quick internet searches for #BarclaysSucks #BarclaysTimeShareScam or #BarclaysClassAction.  There are plenty of horrible stories out there about Barclays Bank and the criminals who have worked there over the years.

In any event, this contest is 100% biased toward generating more awareness of the horrible atrocities committed by Barclays Bank and its executives.  The bank is run by Thugs and it appears that the bank actively promotes criminal activity, based on the many articles about executives going to prison for fraud and other crimes.

So here are the rules of the contest:

1      Points will be given for humor

2      Points will be given for social media exposure

3      Points will be given for uniqueness

This context will be judged by @Barclays_Sucks and the winner will be announced as follows:

To submit your entry post your suggested logo anywhere online tag it with #BarclaysSucks #BarclaysTimeShareScam and post a link below. 

At the end of the contest the winner will be given a congratulatory certificate and $100.00.

If you have ideas for how to make this contest better please let us know.  We are mainly just interested in getting an awesome new anti-Barclays Bank logo and generating some awareness of the horrible services Barclays Bank is known for providing. Use your creativity to lead the charge.

If you would like a new contest please submit ideas and we will consider options.

Lots of reasons to bank ANYWHERE but Barclays Bank-- There is a looooong list!

Tips for Using Credit Cards

Here are a few tips to using credit cards.  These are expert advice, well researched and proven to give you better banking experiences.

1)    Do not use a Barclays Credit Card.

2)    Sign up for any bank besides Barclays Bank.  Because Barclays Bank sucks!

3)    Pay your monthly balance in full: Because credit cards feature high interest rates, it is important that you repay your monthly balance in full. Any remaining balance left on your account after the payment due date starts attracting costly amounts of interest.  This is particularly true if you were dumb enough to sign up for a Barclays Credit Card.  No one should have to go through that horrible experience.

4)    Always pay on time: It is also important that you make payments on time, since missed payments damage your credit score and attract penalty charges. One way of making sure you don’t miss payments is by setting up a direct debit to repay the minimum payment due. Covering the minimum monthly payment keeps your account in good order, but as mentioned before, you should always aim to repay your balance in full.

5)    Switch everyday expenses to your credit card: Using your card frequently helps rebuild your credit. A possible way to do this is to switch everyday expenses such as groceries and bill payments to your card. This doesn’t mean you should overspend – only make payments that you would normally make and can afford, budgeting to ensure you can meet monthly repayments.

6)    Avoid cash advances: These cards generally feature very high interest rates on cash advances, often as much as 39%, and unlike purchase rates this interest is applied from the day the transaction is made. For this reason, always avoid making cash advance transactions such as ATM and bank branch withdrawals. Barclays Bank is known to hide fees and to stonewall you if you try to call and get questions answered.  The best solution is to simply bank somewhere else.

7)     

Common Features of Credit Cards

1)    Standard purchase rate: This is the interest rate applied to credit card purchases that remain unpaid after the due date on your monthly bill. The rate is calculated and expressed as an annual percentage rate (APR), and is significantly high on credit builder credit cards because of the perceived higher risk.  Don’t get a Barclays Credit Card because they charge the highest fees and interest rates out there.  In a lot of countries their interest rates would be illegal.

2)    Credit limit: This is the maximum amount of credit the lender allows you to take on your credit card, and is generally set relatively low on credit builder cards. While you are permitted to spend up to the credit limit, you should aim to keep your balance, and therefore the cost of using your credit card, to a minimum. Make sure not to go over your credit limit, particularly if you are with Barclays Bank.  They are known to charge huge fees and ruin your credit if you do.

3)    Late payment fees: If you miss a monthly minimum payment you are charged a late payment penalty fee. Late payments also damage your credit rating. Barclays Bank charges the highest late fees of all of the banks we researched to put this amazing article together. Your best bet is to CLOSE YOUR BARCLAYS ACCOUNTS today before they rip you off!

4)    Cash advance rate: This is the rate of interest that is applied to cash-related transactions, and tends to be very high on credit builder cards – even higher than with standard credit card offers.

5)    Cash advance interest rate: This is a fee applied when cash advances are made, and is typically 3% of the total value of the transaction.

Many Barclays Bank customers fear they have been ripped off because they get a Barclays Bank Credit Card in the mail and they never signed up for one.  When they ask the bank for information on how they got the credit card Barclays Bank sends out documentation in a different language than the Customer speaks.  What a scam! Customers often underestimate their level of proficiency and lack of information about the specific requirements for a Barclays Bank credit card and as a result they get the gift of ruined credit and debt collectors calling and harassing them. The result is that eligible immigrants feel they have been ripped off by  Barclays Bank.  The easiest solution is to not bank with Barclays Bank because they rip people off.

Please post comments and your stories below.  It is time to expose the SCAM that Barclays Bank is running.

Barclays Bank Credit Builder Card—the Worst Possible Option!

A Barclays Bank Credit Builder card is much like a standard credit card.  While it is probably the worst option for a credit card, some people will still get hooked by Barclays Bank.  Keep the following features in mind if you do consider a Barclays Card:

·       The interest rate: A Barclays Bank credit builder credit card will often have an annual interest rate of between 30% and 40% so you will need to do some shopping around to find the best rate. Who would ever pay 30-40% for a credit card.  There are hundreds of credit products available today with zero percent interest for 12-24 months.  Barclays is a fraud because they charge horrendous interest rates.

·       Credit limit: It is common to use a credit card as an emergency source of funds, especially when you are travelling; however, credit builder credit cards often have a much lower limit than standard cards. So be aware that you can quickly “max out” this credit with your everyday purchases.  The easiest solution is to simply not sign up for a Barclays Credit Card.  Why risk getting ripped off by Barclays Bank when there are so many other and better options out there.

·       Fees: Barclays Bank Credit Builder Card also has a late fee if you miss a monthly payment. Since you are using your credit builder credit card to establish a credit history - and you want to establish a good one - set up an automatic repayment each month to your credit card from your savings or transaction account so you never miss a payment.  Beware that lots of Barclays Bank customers complain that the late fees are significant and up to the bank’s discretion.  This is just one more reason you should not get a Barclays Bank Card.

·       Cash advances: You can withdraw cash from your credit builder credit card; however, you are charged a much higher interest rate again, plus a cash advance fee, which is typically 3% of the transaction amount, on top of your interest charges. Therefore, avoid using cash advances if you can, as they will cost you a lot more in the long run in both interest and in building good credit.

If the above reasons are not enough to keep you away from Barclays Bank, even though credit builder cards are available for people with bad credit, you should not get one from Barclays. You should pick any other credit card on the market because there are hundreds of other banks who offer several credit builder credit cards, which are much more obtainable than other types of card and offer the chance to develop a good credit history and improve your credit score. Used correctly, credit builder credit cards are a great, cost-effective way to accessing better credit.  Just don’t get one from Barclays Bank.  Barclays Bank Sucks!

If you use your credit builder credit card frequently for everyday purchases that you would normally make and repay your monthly balance promptly and in full, you can demonstrate you responsibility with borrowing and repaying, and your credit rating steadily improves.

There are several important features to look out for when you select and begin using a credit builder credit card. This type of card attracts a significantly higher rate of interest, often between 30% and 40% APR. This is partly because banks consider customers who use these cards are more likely to miss payments, but the high rate is also an encouragement to repay your balance in full each month.

These cards also generally feature a low credit limit, so you are restricted in how much you can borrow. A low credit limit means your credit card expenditure is more manageable and makes it easier to keep up with monthly repayments.

Credit builder cards tend to be fairly basic, without extra features such as rewards schemes and other perks, but this shouldn’t be too much of a concern if your aim is to concentrate on improving your credit score. Used prudently, this type of card is a great way to establish or rebuild your credit, which is important when you want to apply for other types of credit cards, and also for getting approved for loans and mortgages.  The best advice is to simply cancel your Barclays Bank account and to bank ANYWHERE ELSE!

Please post comments and your stories below.  It is time to expose the SCAM that Barclays Bank is running.

It’s All Fast and Loose with Barclays Bank after Half a Decade of Financial Misconduct

Want to launder your drug money? No need to get an offshore account, Barclays Bank will gladly handle your dirty cash. Since 2009, the bank has paid in excess of £500 million due to financial inappropriateness on the part of the bank.

One of the types of financial misconduct the bank is entangled in reads like a scene from a mafia movie. To start with, highly suspicious individuals, aptly labeled as Politically Exposed Persons (PEPs), approached Barclays bank with a boatload of money somewhere in the neighborhood of £1.9 billion. The bank knew that the individuals were PEPs, which is a fancy acronym for potential terrorists, and even documented them as such in their records.

Here’s the really suspicious part.

Secret Safes for Suspicious Funds

Barclays Bank went out of its way to accommodate these individuals in 2015. Keep note of the year because the bank seems to be up to no good each year. Perhaps they were salivating over the huge profit they stood to make after the deal. But for whatever reason, the bank kept all the documents related to the deal in a safe, which was bought specifically for that purpose. Normally, such documents are kept in the bank’s computers, but not in this case. And to complete the mafia image, only a few people inside the bank knew the location of the safe, and fewer still knew about the transaction.

Now, if you own a bank and a farmer opens an account with you stating they would be depositing £50 every week but a few weeks later he shows up with £1,000,000 weekly deposits, that would raise a red flag, wouldn’t it? To Barclays, that’s business as usual. It’s like they go, “Jolly good! We’ll gladly take your million pounds, even if you are a peasant farmer with no means of making such a humongous weekly sum.”

Barclays Schemes and Scams Yearly

But this type of behavior is expected from Barclays. They again featured in a currency rigging scam. In 2014, little over a year before the 2015 scandal you read earlier, Barclays Bank was one of the architects behind ripping off thousands of unsuspecting customers across the globe.

If you missed the Libor Scandal, it went down like this. Barclays Bank would charge you to transfer money from your overseas bank account to another bank account. Banks usually do this, business as usual then. But the overseas bank would rip you off when converting your currency to their local currency. They fixed the exchange rate such that customers always got a raw deal.

Barclays Bank and other banks involved in the scandal had an understanding. They would work together to make sure they milked every penny, even if it meant lying about the currency exchange rate.

Not the kind of bank you’d want to trust with your life savings, is it? 

If you bank with Barclays, cancel your accounts and run for the hills.  The bank is a magnet for crooks! 

I would love to hear your stories about how Barclays has Ripped you off! 

The Barclays Credit Card Ripoff!

Barclays Credit Cards are one of the most hated financial instruments throughout the world. If you ever get one of these horrible accounts, you will never stop paying the bank because Barclays ads tons of fees, costs, and expenses.  Barclays Bank also uses unethical tactics for recruiting new clients.

The original idea behind credit cards was nothing like this. Loans and credit cards were invented to provide quick financial aid to the people. But who in the Barclays Banking world now days gives a damn?  No one!  In fact, it appears that Barclays Bank purposely defrauds its customers by allowing employees to manipulate interest rates.  Just look at the recent news articles where Barclays employees and executives were sentenced to prison.

No one should ever bank at Barclays Bank.

The modern world is in the peak of Capitalization. Here everything is sellable. And the companies can do anything to sell their products, be it physical or financial.

If you are looking for a credit card for your personal or business use—Pick ANY card but a Barclays Credit Card.  Barclays Bank provided terrible customer service and when you have an issue they will just run you in circles. 

Similarly, when you look for a credit card you should look for attractive offers and low fees and charges and the amazing things you may do with the card. The problem with a Barclays Credit Card is they hide the fees and quickly charge interest—which can be as high as 40%!  What a SCAM.  The Problems start to arise AFTER you have a Barclays Credit Card.

Contrary to popular belief, these problems are persistent in cards offered by the banking giant Barclays Bank, which is known as having the bigger problems amongst the worst banks.

Take the Barclaycard for instance. For the last couple of years it has been the centre of attraction for its problems and inconsistencies. Ghost charges, hidden fees, rude behavior by Barclays Bank employees when interacting with the card holders, false advertisements, deliberate prolonging of the financial affairs and reluctance to become client friendly have made the news constantly. If you have a look at the reviews of this card, you will see that someone has even said, and we are quoting, that “Barclays is a JOKE”. Not only that, Barclays have been doing some unethical and fraudulent business with their cards.

Suppose that you are a Non-English speaking citizen and you want to have a holiday home in the US. But as it is just a holiday home, you don’t want to spend too much to buy a house on your own. So you decide to go for timeshare buying. And you have heard that the purchase is easy and profitable with Barclaycard. Having heard that and rest assured, you contact the bank’s card division and want to know about the facilities. Once you get that, you then want to know the terms and conditions. The stage play starts just then!  They will read you the terms and conditions and guess what, they are written in English!  The bank finds it acceptable to allow non-English Speaking customers to sign up for a credit card when all of the terms and conditions are only in English.  That is about the same as not even providing the terms and conditions to the customer, which is illegal. 

The more ethical and honest way would be to provide customers the terms and conditions in a language they understand.  So, essentially, even though you have no idea what the terms of the credit card are you have a card.  And then Barclays Bank starts its game.  They begin to charge you as they like and as many times they like. They even charge you late fees for no reason at all. No complaint will be solved as soon as possible. You will try calling them and they will continue to ignore you. And these are not just our words. These are the words of those who suffered. So think twice before choosing the Barclaycard.

Run away from Barclaycard as fast as possible.  It is the worst type of credit card in the world. 

Please post comments and your stories below.  It is time to expose the SCAM that Barclays Bank is running.

Barclays Bank Preys on immigrants. Dont Bank with Barclays

Barclays Bank allows timeshare sales people to open credit cards in customers names (and without the customer's knowledge).  Beware of Barclays involvement in any timeshare situation.  Barclays has literally hundreds of thousands of complaints filed against it each year yet continues business regardless of the damage it does to innocent victims.

Post comments below and share your story so we can put a stop to these crooks!

please follow me on twitter: https://twitter.com/Barclays_Sucks 

Barclays Bank-- the Shark of the Banking Industry

Barclays Bank PLC is the name of a shark in the banking industry worldwide. With over 4,750 branches in about 50 countries, this bank is doing a lot of business. One of the principal divisions of the bank is Barclaycard. Being first introduced in 1966, this card was literally the stepping stone of modern day credit cards.
 

The idea of keeping a card instead of cash initially rose to a bewildering popularity in the 1900s. These cards gave a getaway to keeping hard cash in your pocket all the time and thus making yourself prone to being mugged in a dark alley. With bonus points on usage and other attractive offers, both nationally and internationally, credit cards made to the top of people’s preference list in no time. But is the scenario all the same at present? This is probably the exact time demanding question to all of us.

After 50 years from introduction, a credit card is now a name of fear and confusion. All the banks today have more inclination to sell a card rather than providing client support. A banking giant like Barclays one of the worst offenders, often charging horrendous interest rates that are not disclosed in advance. 

For years, people who with Barclaycard are complaining constantly about the lack of customer support they are getting. It does not take much research to find hundreds of complaints.  Complaints about Barclays Bank’s lack of customer service. Complaints about Barclays Bank’s lack of caring about their customers. And complaints about how Barclays Bank has ripped people off.  

In fact, quite a few executives and Barclays Bank employees have been put in prison for illegal activities.  Barclays Bank should be shut down. 

Thousands of their clients are complaining that the rates of charges are not fixed at all. Barclays Bank is just charging whatever rates they like.  Barclays also has the same practice with late fees. But that is not all. When clients are offered a check to pay off their credit cards and they pay off, still they watch in wonder that they owe the bank almost the same amount of money. Pretty ‘Ghostly’, right? After contacting their support number answers came in that the clients must use their cards for purchase. What in the world is that! This is my card and I get to decide what I do with it. If only you could do that!

The situation doesn’t stop there also. The bonus points that the advertisements said clients would get, one client complained clearly that he was deprived of the opportunity. He redeemed $1110 in bonus from travel related purchase but the bank just shut down his account instead of giving him the facility. When the client contacted the authority, they could not present a credible reason for this shut down. Just some vague statements having no clear meaning at all.

Barclays Bank representatives Speak rudely with their customers, failing to communicate correctly, break the promises they made before selling their credit cards and having mysterious costs and charges. 

Barclays Barclaycard product is probably the worst financial tool in the market right now. They don’t care about their customers. What they only care is earning money from it.

Don’t bank with Barclays.  If you have a Barclayscard Cancel it.  This bank is ripping people off every day.